Safer credit decisions and fewer defaults
This external information can also be used to supplement the internal indicators for use in scorecards and analyses. Our Credit Management software supports you in the consolidation, evaluation and weighting of all available information on the basis of administrable scorecards. These can be automatically processed, enabling you to conduct ongoing monitoring. In this way, significant changes among your customers can be identified early and proactive counter-measures quickly initiated. Up-to-date information on the creditworthiness and payment behaviour of your customers as well as a wide range of options for rule-based process support give your company the necessary certainty to actively control the client portfolio.
Flexible, automated processes
The customisable workflow design makes it possible to adjust the workflows to your business processes and automate them, thus easing your burden of routine work. Recurrent tasks, such as reducing credit limits and taking changed credit bureau scorings or insurer limit adjustments into account, are assigned directly to customers and displayed to the persons handling the case as a follow-up. Through the integrated user and rights management, the Credit Management software enables approval authorisations to be recorded and automated decision-making processes to be defined. Thus the central communication and information platform not only facilitates task-oriented work but is also self-explanatory and can be managed with a high degree of flexibility. This means you always have a clear overview and can concentrate on what is really important – your customers.
Presentation of risk groups
From the self-employed to complex corporate structures – the concept of flexibly combining individual customers into risk groups provides sufficient freedom in dealing with cross-customer issues. The settlement of granted credit limits and available security reliably calculates the risk borne by you. A portfolio overview is integrated into the software to give you an overall view of your customer base. Here the table presentation can be filtered and sorted according to different criteria. This presentation can also be transferred outside your system so you can also forward your overviews of customers with the highest arrears or customers with the highest risk classification, for instance. Because our Credit Management software is operated in the cloud, we can also provide you with maximum flexibility and rapid scalability.